This Hobo is absoloutely gorgeous. It comes with a lock and key, and the belt provides a scruned up look that is going to be perfect for the fashion trends in fall of '06. The baby phat hobo is made out of their HQ synthetic leather,, and has accented by studs and a long tassel. The chain and lock and key is an awesome addition not normally seen attached to bags in this price range and are truly a wonderful feature.